I have a confession: I may have missed my calling in life. I think I could have really thrived as a business manager (or even an accountant or financial planner). I love numbers and budgets and spreadsheets and algorithms. I love thinking about and planning for the future – goal-setting, forecasting, etc. And I think I’m pretty good at it too (with much thanks to the readers here for helping me learn along the way).
And as much as I love thinking about money, I love talking about money too. It is my favorite. I had a little office water-cooler convo a few weeks ago talking about how I started a side-business and I employ my kids to do personal assistant tasks for me and what started as a 1-on-1 convo grew, when folks in neighboring offices heard and wanted to join the conversation. It ended with me talking to about 5 people about how I have an HSA that I plan to use as a stream of income in retirement. I’m maxing it out now, but I track and manage all health-related expenses on a spreadsheet, and invest the HSA funds so they continue to grow. Then when I retire, I can reimburse myself from these past medical expenses and get that money as income, 100% tax-free!