11 Roth Conversion “Cliffs” in 2025 That Accidentally Hike Your Medicare IRMAA
Roth conversions can be an excellent retirement strategy, but they come with hidden traps many retirees don’t see coming. In 2025, certain income thresholds known as Roth conversion cliffs in 2025 can trigger higher Medicare premiums through IRMAA (Income Related Monthly Adjustment Amount). Crossing one of these cliffs doesn’t just…
The Free Financial Advisor ·