
Many retirees are surprised to learn that valuable benefits from a former employer can quietly disappear if they’re not actively maintained. Among the most overlooked are off-market retiree health perks — health-related programs, insurance subsidies, and wellness benefits offered only to former employees of certain companies. These perks can significantly reduce healthcare costs, expand coverage, or provide access to specialized services you might not find in standard Medicare plans. Unfortunately, if you don’t know they still exist or fail to meet eligibility requirements, you could lose them without notice. Here’s how to find out if you’re still getting these perks — and how to keep them.