If you or your spouse are nearing retirement age, there’s an important deadline you can’t ignore. The upcoming Social Security changes in 2026 could have a direct impact on the benefits your spouse receives, potentially reducing monthly payments or altering eligibility for certain spousal and survivor benefits. These adjustments are part of a broader effort to address Social Security’s long-term funding challenges, but they may require couples to make strategic decisions now. The clock is ticking, and understanding what’s changing could be the difference between maximizing your household income and leaving money on the table. Here’s what you need to know while there’s still time to act.
