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The Latest Breaking News from Saving Advice

Should You Take Lump Sum Pension or Monthly Annuities? The Trade-Offs

When it’s time to retire, one of the biggest financial decisions you’ll face is whether to take your pension as a lump sum or as...

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Where to Score Half-Off Pasta on National Pasta Day

October 17 marks National Pasta Day, and for carb lovers, that means one thing—deals. Many restaurant chains celebrate by offering discounts, freebies, or half-price pasta...

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4 Traits That Separate the Rich from the Non-Rich

My mission is to share my unique Rich Habits research in order to add value to your life and help you realize increased wealth, superior...

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Why Some Seniors Regret Retiring Too Early

Retiring early sounds like a dream—no alarm clocks, no commutes, and time for everything you once postponed. But many retirees who left the workforce too...

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That Shoeshine Boy

October 12, 2025 But first . . . ASK NOT WHETHER THESE 10 SECONDS WERE GENERATED BY AI They have the ring of truth. WELL,...

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How to Keep Learning and Growing in Your Golden Years

Retirement isn’t the end of learning—it’s the beginning of a new kind. Once the pressures of work fade, you finally have time to explore interests,...

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6 Life Insurance Loopholes Seniors Should Understand

Life insurance is supposed to provide peace of mind—but the fine print can sometimes say otherwise. Many seniors assume their policy will pay out exactly...

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Can Social Security Benefits Be Garnished for Debt? What You Need to Know

Many retirees assume their Social Security income is untouchable—but that’s not entirely true. While these benefits are protected in most situations, certain debts and legal...

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5 Poor Habits Holding You Back From Becoming a Millionaire

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No...

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The Surprising Advantage of Volunteering in Retirement for Mental Health

Many retirees look forward to rest and relaxation after decades of work—but too much idle time can lead to loneliness, anxiety, and even depression. Volunteering...

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7 Ways Grandparenting Has Changed in the Digital Age

Grandparenting today looks nothing like it did a generation ago. Technology, shifting family structures, and modern parenting styles have completely redefined the role. From virtual...

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Is Your Retirement Paycheck Covered by COLA + Pension + Social Security?

Many retirees assume that combining their pension, Social Security, and cost-of-living adjustments (COLA) guarantees a steady income for life. But these three sources don’t always...

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What AARP Doesn’t Tell You About Age Discrimination Laws

Aging in the workforce comes with challenges most employees never expect—especially when experience suddenly becomes a liability instead of an asset. While AARP frequently advocates...

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Why Your Medicare Plan Could Be Leaving You Exposed to Dental & Vision Costs

Many retirees are shocked to discover that Medicare doesn’t cover everything—especially when it comes to teeth, eyes, and ears. Original Medicare (Parts A and B)...

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How to Reduce Out-of-Pocket Health Costs Before Medicare Kicks In

The years leading up to Medicare eligibility can feel like walking a tightrope—especially for retirees who left work early or those between jobs. Private insurance,...

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Parent to Child: How to Talk About Estate Planning Without the Drama

Few conversations feel more uncomfortable than discussing money, death, or inheritance—but avoiding the topic can leave families unprepared and divided. Nearly half of families never...

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The Retirement Dating Curve: How Expectations Change After Loss

Dating after loss looks different—especially in retirement. For many widowed or divorced seniors, reentering the world of companionship brings a mix of hope, hesitation, and...

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Why Medicare Fraud Is Surging—and How to Protect Yourself

Medicare fraud isn’t new, but it’s becoming more sophisticated—and more costly. Criminals are now using advanced technology, identity theft, and even fake healthcare providers to...

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news in one place.

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What You Should Know About Alzheimer’s Early Warning Signs

Forgetting where you left your keys isn’t unusual—but forgetting what they’re for can be. Alzheimer’s disease develops slowly, often years before symptoms become obvious. The...

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8 Sleep Problems That Get Worse After 60—and Solutions That Work

Sleep needs don’t disappear with age, but restful nights often do. Many adults over 60 notice that they fall asleep more slowly, wake up more...

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Are Adult Children Obliged to Help Pay for Parents’ Long-Term Care? State Laws Vary

Most families assume that parents are solely responsible for their own long-term care costs—but that’s not always true. In some states, adult children can be...

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Is The Stock Market Overvalued? Where To Invest In An Overvalued Stock Market

Is The Stock Market Overvalued? Where To Invest In An Overvalued Stock Market “The market can stay irrational longer than you can stay solvent,” by...

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How to Spot Financial Abuse from Trusted People Around You

Financial abuse often doesn’t come from strangers—it comes from people you know. Family members, caregivers, or even close friends can quietly exploit trust to take...

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7 Common Payroll or Tax Errors Seniors Make and How to Fix Them

Taxes don’t get simpler after retirement—they just change shape. Between pensions, Social Security, part-time income, and required withdrawals, even small missteps can create major headaches....

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Steps to Avoid Running Out of Savings Before Your 90s

Longevity is a gift—but it can also be a financial challenge. Living well into your 80s or 90s means stretching your retirement dollars further than...

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