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The Latest Breaking News from Saving Advice

Are You Prepared for the Higher Full Retirement Age Rules?

If you’ve been thinking “I’ll just claim Social Security when I’m ready,” the rules can surprise you at checkout time. The age that determines key...

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The $11 Insulin Launch: How to Bypass Your Insurance Deductible with California’s New “CalRx” Program

For years, the “January Deductible Reset” has been a period of panic for the 3.5 million Californians living with diabetes. On January 1st, even with...

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The Erroneous 1099-K: Why Seniors are Receiving IRS Forms for Under $20,000 and the 3-Step “Zero Out” Rule

If you opened your mailbox this week to find an IRS Form 1099-K from Venmo, PayPal, or CashApp for a few thousand dollars, your first...

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Medical Group Consolidations Are Raising Visit Costs: Why Your “Local Doctor” Now Charges Hospital Prices

Have you noticed that a simple 15-minute checkup with your long-time primary care doctor suddenly costs twice as much as it did two years ago?...

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The “AI-Voice” Safe Word: Why Your Family Needs a 4-Digit Code to Block 2026 Medicare Scams

It’s a scenario that is playing out with terrifying frequency this January: A senior receives a call from a grandchild who sounds frantic. The voice...

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The Doorjamb Test: Check Your VIN Today for the New $10,000 Car Loan Interest Refund

If you bought a new car in 2025 or are planning a purchase this winter, you might be sitting on a tax goldmine without even...

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The Credit Availability Warning: Why Big Banks Predict Lower Spending Limits Following the New $8 Late Fee Bill

For the last two years, the battle over your credit card late fees has been a game of “regulatory ping-pong.” It started in 2024 when...

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Smart-Home Security Flaw: Lifestyle Tech Targeting Older Users Because of Built-In Default Sharing

Smart-home gadgets promise peace of mind, but a single overlooked setting can turn “helpful” into “too open.” Many devices and apps ship with sharing options...

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The “Itemizer Trap”: Why Seniors with Under $40,000 in State Taxes are Switching to the New ‘OBBBA Standard’

For nearly a decade, the “SALT cap” was the bane of retirees living in high-tax states like New York, New Jersey, and California. Capped at...

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The New 2026 ID Gatekeepers: 5 Travel and Access Rules Where Seniors Must Now Prove Age or Residency to Avoid Extra Fees

For decades, “proving you’re a senior” was as simple as showing a graying temple or a friendly smile. But as of January 2026, the era...

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The Monday “Mall List”: Why Macy’s and 3 Other Major Chains are Shutting Down These 150 Locations by February

If you’re planning a trip to your local mall this Monday, you might be greeted by more than just “New Year, New You” sales. For...

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Pharmacy Consolidation: A Deal That Means Over-65 Patients Pay More for Generics Once the Buyout Clears

A pharmacy buyout can sound like boring business news until it hits your receipt at the counter. When fewer companies control more of the pipeline,...

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How to Do a Phased Retirement in 2026

Going from full-time work to full-time retirement sounds relaxing until you picture the first month without a paycheck. For many people, the smoother option is...

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The 1098-Auto Alert: Why Your Car Lender is Required to Send This New Tax Form by January 31st

If you’ve been checking your mailbox for your usual W-2s and 1099s, keep an eye out for a newcomer this January: Form 1098-Auto (officially appearing...

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Are SSI Recipients Getting Extra Payments in January and Why?

If January’s deposit activity looks “different” this year, it can feel like something new is happening with benefits. A lot of SSI recipients hear rumors...

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January 20th Deadline: Why Thousands of Seniors Are Losing This Federal Tax Credit Next Week

Every January, a new wave of “urgent” tax messages hits inboxes, phones, and social feeds—often aimed straight at older Americans. The pitch usually sounds official:...

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The 10% Senior Living Squeeze: Why Assisted Living Rents Just Spiked Despite the Low COLA

If you’re living in an assisted living community or managing the bills for a loved one, you likely just received a “Correction Notice” in the...

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IRS 2026 Crackdown: Why Your Bank Is Required to Flag Every Transfer Over $600 This Monday

If you’ve been checking your news feed this week, you’ve likely seen the alarmist headlines: “IRS to monitor all bank transfers over $600 starting Monday.”...

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news in one place.

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Saving Advice

Georgia Tax Alert: The ‘Side Hustle’ Audit That Is Already Costing Atlanta Residents Their Tax Refunds

If you’re an Atlanta resident waiting for your Georgia tax refund to hit your bank account, you might be waiting a while. As of January...

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The Next Wave: Why the Jan 21 Social Security Deposit Will Be the Biggest Shock Yet

If your birthday falls between the 11th and 20th of the month, circle Wednesday, January 21, 2026, on your calendar. That is the day your...

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The $6,000 “Senior Bonus”: How to Claim the New 2026 IRS Tax Shield Before the April Deadline

If you’re 65 or older, the 2026 tax season isn’t just another year of paperwork—it’s the year of the “Senior Bonus.” Tucked inside the One...

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6 Medicare Summary Notices Seniors Should Read Line by Line

If you’re on Original Medicare, you likely get a thick envelope in the mail every three months labeled “Medicare Summary Notice” (MSN). Most people see...

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The WISeR Files: Why 1 in 5 Traditional Medicare Patients Are Now Subject to AI Surgery Reviews

For decades, the single biggest reason seniors chose “Traditional” Medicare over private Medicare Advantage plans was the lack of red tape. If your doctor said...

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The 16% Homeowner Trap: Why Major Insurers are Quietly Canceling 2026 Policies This Week

If you’ve lived in your home for a decade without ever filing a claim, you might think your “renewal” notice is a formality. But this...

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Insurance Coverage Maps Are Being Redrawn by Zip Code

If you live in a suburban neighborhood that has never seen a wildfire or a flood, you might feel safe from the “insurance crisis.” But...

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