Millions of Medicare beneficiaries received an unpleasant surprise heading into 2026. Approximately 2.9 million Medicare Advantage enrollees were forced to find new coverage after insurers exited markets or discontinued plans. On top of that, nearly 10% of Medicare Advantage members were affected by plan terminations this year, with rural residents experiencing some of the highest disruption rates. If you’ve received notice that your plan is ending, acting quickly can help you avoid coverage gaps, unexpected costs, and disruptions to your healthcare. Here are seven moves you can make before your coverage lapses.
