Marriage has long been associated with shared finances, but many women are quietly embracing a different approach by building a financial escape fund. Unlike a secret stash meant to hide money from a spouse, a financial escape fund is simply a personal emergency reserve that provides financial independence if life takes an unexpected turn.
The shift reflects broader changes in how couples approach finances. A recent Fidelity survey found that only 42% of couples fully combine their finances, while about one in five keep everything separate, and two-thirds say maintaining some financial independence is important. So, what’s behind this trend? Here’s what you need to know.