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Fortune
Fortune
Dia Adams

This new startup has a credit card that claims to give you points for your mortgage payments. Is it too good to be true?

People looking at forms in front of a computer. (Credit: Ridofranz—Getty Images)

With thousands of credit cards available in the U.S., it’s very challenging for new offers to make a mark. Fintech company Mesa aims to turn heads by targeting a massive, untapped demographic: homeowners who are paying off their mortgages.

The startup emerged from stealth mode in September 2024, staffed by veteran executives from Uber, Bilt Rewards, Robinhood, Block, and Capital One. Last week, it officially started accepting applications for its flagship product, the Mesa Homeowners Card (a waitlist opened last November).

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