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Kiplinger
Kiplinger
Business
Joe F. Schmitz Jr., CFP®, ChFC®, CKA®

The Secret to Reducing Lifetime Taxes for Retirees in the 2% Club, From a Financial Planner

(Image credit: Getty Images)

For most of your working life, "diversification" referred to one thing: Investment diversification.

You might have been told, "Don't put all your eggs in one basket," "Spread your risk," or "Hold a mix of stocks and bonds."

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