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Kiplinger
Kiplinger
Business
Jon Sabes

The Retirement Risk No One Likes to Talk About: You, Still Here

(Image credit: Getty Images)

Most retirement plans are built on a quiet assumption: You won't be around too long, so you'll follow a certain framework.

  • Work to accumulate assets
  • Retire at age 65
  • Plan to live to 85 or 90
  • Withdraw at 4%
  • Hope the markets cooperate
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