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Business

Jacob Schroeder

The 90+ Rule of Retirement: Live Long and Prosper

Bobbi Rebell Social Security David Haas Catherine Valega CFP Inflation

Italy, Tyrol, three senior hikers sitting on mountain edge.

What good is a pension if you don’t live long enough to enjoy it? When Germany introduced the world’s first old-age social insurance program in 1889, the retirement age was set at 70. The problem? Life expectancy at the time was around 40, so many people never reached retirement at all.

Today, we face the opposite problem. What good is living longer if your money doesn’t last long enough to enjoy it?

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