Prenups are one of those awkward conversations you have when a relationship becomes more serious. They’re designed to protect assets and earnings, but bringing one up while planning a marriage can feel like planning for the worst.
When you think of a prenup, however, you’re likely to associate it with high earners or couples with significant assets.
But according to TikTok creator Gemah (@gemasarahii), whose video has garnered over 503,300 views, that’s not always the case.
“No, cause why was my ex so adamant about signing a prenup if we got married when that man worked at Hot Topic?” she says.
“Like what assets were we protecting exactly???” she added in the video’s caption.
Do Prenups Only Cover Pre-Marital Assets?
Not necessarily.
According to a Texas-based law firm, prenups can go beyond just what each person brings into the marriage. They can also set terms for assets acquired later.
For example, a prenup can determine how a home purchased during the marriage is divided, especially if one person contributes more to the down payment or mortgage.
It can also cover future income, business earnings, and investments, laying out in advance how those would be handled in the event of a divorce.
Another reason some people opt for prenups is debt. Without one, debts taken on during the marriage may be considered shared. A prenup can make it clear who is responsible for what.
In states like Texas, which follow community property rules, most assets and debts acquired during the marriage are split between both parties. A prenup allows couples to override that default and set their own terms instead.
Commenters Shared Their Thoughts
In the comments section, some viewers couldn’t help but joke about the situation.
“So you wouldn’t take his Funko Pops,” one person joked.
“He was going to be a billionaire until you held him back,” another said sarcastically.
Others, however, argued that prenups make sense regardless of income.
“Everyone should be doing a prenup because it’s on your terms. If you don’t have one you’re defaulting to the government’s terms. Easy decision if you ask me,” one user wrote.
“Your prenup can say that his debt belongs to him in the divorce, otherwise if he runs up 100K in credit cards during your marriage, you owe him 50,000 in divorce… everyone should have a prenup,” another added.
@gemasarahii like what assets were we protecting exactly??? #Storytime #Dating #TikTokThoughts #ExStories ♬ Chopin's Nocturne No. 2 Original Song(813987) – East Valley Music
The Mary Sue has reached out to Gema via email for comment and additional information.
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