People in the US: how has the end of Affordable Care Act subsidies affected you?

A demonstrator holds a sign in front of the US supreme court in Washington DC on 10 November 2020. Photograph: Nicholas Kamm/AFP via Getty Images

Enhanced subsidies that have kept health insurance premiums affordable for millions of Americans who use the Affordable Care Act (ACA) expired at the end of last year.

Premiums have risen sharply for at least 22 million Americans who purchased their coverage through the ACA marketplaces using the tax credits, according to research.

We would like to speak to people affected by this. How have you managed the increase? What effect has it had on your budget in 2026? Have you made changes to your spending? Tell us.

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