Winning the lottery is supposed to be the moment that changes everything. The moment you quit your job, pay off your debts, tell your landlord exactly what you think of them, and ride off into a sunset made entirely of disposable income. For most people, it remains a fantasy.
For Daniel Millar, a grandfather from Motherwell, it briefly became a reality, and then, faster than the money came into his bank, it became something considerably worse than where he started. In September, he won big on the National Lottery. By November, he was £7 overdrawn.