YOU can cut your personal cost of living by being smarter and getting far more than any government can deliver to you.
I sometimes laugh at supermarket customers who when asked "do you have an Everyday Rewards card (Woolworths) or Flybuys (Coles)" and they say no. These silly people don't realise that they are actually paying for the rewards that smart people, people like you and me, are getting by taking the simple step of joining the program.
