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GOBankingRates

Jordan Rosenfeld

How Much Extra Income It Takes To Get Ahead in Savings on a Middle-Class Income

Jacob Wackerhausen / iStock.com

For most middle-class households, “getting ahead” doesn’t mean maxing out retirement accounts or hitting big financial benchmarks. It means having enough liquid cash to absorb normal life volatility without triggering late fees, missed bills or high-cost debt, according to Rachel Schneider, CEO and founder at Canary and author of “The Financial Diaries: How American Families Cope in a World of Uncertainty.”

Find Out: The New 2026 Wealth Thresholds: Where Your Income Places You in America’s Economic Ladder

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