
Money labels can feel a little abstract — upper class especially. Is it about income? Assets? Vibes?
Based on data from GOBankingRates, a household earning between $117,000 and $150,000 would still place you firmly in the upper middle class in most U.S. cities by 2026. As the economy shifts, the line keeps moving, and what felt “well-off” a few years ago may not cut it anymore.