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Clever Dude
Clever Dude
Brandon Marcus

Here Are Some Dealer Add-On Charges Buyers Should Price Separately

Here Are Some Dealer Add-On Charges Buyers Should Price Separately
Dealer add-ons such as GAP coverage, service contracts, paint protection and tire protection can increase the total cost of a vehicle. Buyers should compare each product’s price and coverage separately before adding it to the loan – Shutterstock

A car’s advertised price can look perfectly reasonable until the finance office starts adding extras. Suddenly, the deal includes paint protection, tire coverage, VIN etching, a service contract and perhaps a mysterious “protection package” that seems to have appeared from thin air. Dealer add-ons can serve a legitimate purpose, but buyers should price them separately instead of accepting whatever number lands on the paperwork.

That simple move changes the conversation. Instead of asking whether an add-on sounds useful, buyers can ask a much better question: What does this actually cost, what does it cover, and what would the same protection cost somewhere else?

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