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The Economic Times

Sneha Kulkarni

HDFC Bank reduces lending rates on select tenures: Who will benefit?

HDFC Bank HDFC RBI

HDFC Bank has lowered its Marginal Cost of Funds-based Lending Rates (MCLR) on select tenures by up to 5 basis points (bps), which is great news for borrowers whose loans are linked to this regime. On the flip side, the bank has raised MCLR by 5 bps for one specific tenure. Just so you know, a basis point is one-hundredth of a percentage point. The revised HDFC Bank MCLR rates will be applicable from May 7, 2026, according to the information available on the bank's official website.

Following the revision, HDFC Bank's MCLR rates now range from 8.05% to 8.60%, depending on the loan tenure. Earlier, HDFC Bank's MCLR rates were in the range of 8.10% to 8.55%.

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