Planning for retirement involves more than building a large investment corpus. Investors also need to ensure that their savings can provide a regular income after retirement without running out of money too soon. A systematic withdrawal plan (SWP) from mutual funds can help investors withdraw a fixed amount every month, but the portfolio needs to be structured carefully to balance regular income, market volatility, inflation and long-term growth.
A 59-year-old investor with a mutual fund portfolio worth around Rs 1.51 crore who wants to withdraw Rs 16,000 every month through an SWP reached out to ETMutualFunds and sought an expert review of the portfolio.
