Potential first-time homebuyers are excited, and rightfully so. Interest rates are starting to come down, making mortgages more affordable. Nearly three-quarters, 74%, feel optimistic about the current housing market, according to TD Bank's annual First-Time Homebuyer Pulse survey for 2025.
If you're excited about buying your first home, there's a lot to figure out for your potential upcoming purchase: the new furniture, the landscaping, and the custom-made drapes you've had your eye on.
