As the cost of living crisis continues to soar, many households can't afford to fork out for essential replacements like washing machines, if they break suddenly.
With energy bills and prices on everyday essentials soaring, many people are unable to handle additional, unexpected costs such as appliances breaking down.
However, Birmingham Live reports that if you are on some Department for Work and Pensions (DWP) benefits, you could be eligible for a budgeting loan.