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Chicago Sun-Times
Chicago Sun-Times
National
Andy Grimm

Car dealer, lender deactivated cars with “kill switch” after borrowers fell behind on payments: lawsuit

A pair of Chicago car owners have sued their lending company after their cars were deactivated by a remote “kill switch,” which has left the cars disabled for going on two years, according to the lawsuit. (Adobe Stock Photo)

A Chicago used car dealer and loan company used “kill switches” to disable cars when their drivers were late on payments, according to a lawsuit filed this week by a legal advocacy clinic.

Car owners Tracey Calhoun and Venancio Orozco lost their jobs in the spring of 2020. Soon after, they fell behind on their car payments, and soon found their vehicles had stopped working thanks to a “vehicle starter interrupter switch” installed by their car dealers and lender, Chicago–based Overland Bond & Investment and Car Credit Center, according to a counter-claim filed in response to a collections case filed by the lender. 

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