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Axios
Axios

Car insurance rates are falling — but not everywhere

Insurify Insurance
Data: Insurify; Map: Alex Fitzpatrick/Axios

Car insurance prices dipped last year after a post-pandemic stretch of skyrocketing costs, a new Insurify report finds.

  • The average annual full-coverage premium fell 6% nationally from 2024 to 2025, to $2,144.
  • Some states saw much larger drops, including Wyoming (-30%), Iowa (-25%) and Arkansas (-23%).
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