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Opening a bank account for your child is a smart way to teach money management, but it also opens the door to digital risks most parents don’t expect. Criminals are getting more creative, and younger users are often the easiest targets. Many financial scams targeting your child’s bank account are disguised as harmless games, giveaways, or online messages that seem trustworthy. Without proper education and safeguards, a simple mistake could lead to real financial damage or identity theft. Here are nine scams every parent should know about—and how to keep your child’s account safe.
