For decades, Visa (V) and American Express (Amex) (AXP) have stood at the center of the global payments revolution. Visa’s vast, asset-light payments ecosystem and Amex’s premium, closed-loop model have allowed them to capture huge market share amid the fierce competition in the fintech space. However, this year, uncertainty around interest rates, economic growth, consumer spending, and global macro factors has kept the stock momentum subdued compared to last year's performance.
Let’s find out which fintech giant is poised for a comeback in 2026.
