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International Business Times UK
International Business Times UK
Business
David Unyime Nkanta

Americans Say They Need a Net Worth of $839K to Feel 'Financially Comfortable': Here's How to Calculate Yours

Charles Schwab Pexels United Kingdom
Tracking your net worth: Smart budgeting tools and financial documents can help you understand where you stand. (Credit: Pexels)

The average American now believes they need $839,000 (£622,000) in net worth to feel financially comfortable, according to Charles Schwab's 2025 Modern Wealth Survey.

This figure is up from $778,000 in 2024 but still below the $1 million benchmark cited in 2023, exposing a harsh reality: most people are nowhere near achieving their own definition of financial security.

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