Aflac’s Q3 2026 Earnings: What to Expect

Aflac Incorporated (AFL) is a leading supplemental health and life insurance provider operating primarily in the United States and Japan. The company offers insurance products covering accidents, cancer, critical illnesses, disability, hospital stays, and other medical expenses not fully covered by primary health insurance. The company has a market cap of $59.2 billion, and it operates mainly in the United States and Japan, with Japan being its largest and most profitable market.

AFL is expected to release its Q3 2026 earnings on Wednesday, Nov. 4, after the market closes. Ahead of this event, analysts anticipate the company will generate earnings of $1.79 per share, representing a drop of 28.1% from $2.49 per share reported in the same quarter last year. The company has surpassed the Street’s bottom-line estimates in three of the past four quarters, while missing on another occasion.