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The Latest Breaking News from Urban Institute

4.8 Million Americans Have Lost Health Insurance After ACA Subsidies Expired, Urban Institute Confirms

ACA enhanced subsidies expired Dec. 31, 2025. Urban Institute confirms 4.8 million now uninsured — a 21% rise. What lost coverage means and what to do now.

Medical Daily

How down payment assistance for homebuyers works

If you qualify, down payment assistance can make homebuying more affordable.

Fortune

Record Disparity: Average wealth of Latino, Black families is six times lower than that of Whites

For the first time in U.S. history, the race and ethnicity average disparity exceeded $1 million

Latin Times

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School Choice Is Popular and Increasingly Common

Kids have disappeared from public schools, with most opting for a range of alternatives.

Reason

As some medical debt disappears from Americans' credit reports, scores are rising

Credit rating agencies have removed small unpaid medical bills from consumer credit, and some people are seeing their credit scores improve, a new study finds.

WEKU

John Oliver Grudgingly Accepts Homeschooling

The tut-tutting class has retreated from pushing for a ban on DIY education to fretting over regulation.

Reason

National Hispanic Heritage Month highlights cultural diversity of Spanish-speaking Americans

Hispanic history and culture take center stage across the U.S. for National Hispanic Heritage Month

The Independent UK

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Single homeless women in LA County suffer high levels of violence, new study finds

To help the more than 75,000 people experiencing homelessness in Los Angeles County, officials have long tailored their programs to the needs of subgroups, including veterans, families and the chronically homeless.

Los Angeles Times

A different kind of mortgage crisis

Banks are retreating from the mortgage market

Axios

Biden's argument for student loan forgiveness is borrowers suffered financially during the pandemic. It's more complicated than that

The Biden administration is defending its widespread debt relief by saying that the pandemic “profoundly disrupted” the economy. New research suggests it’s not that simple.

Fortune

Chicago attracting a healthy amount of investment, but all neighborhoods aren’t equal

Chicago attracted a lot of investment over the past decade, but how well its economy serves residents depends a lot on where they live. Between 2010 and 2020, neighborhoods where most residents are Black received a fraction of the overall investment recorded in mostly white neighborhoods, according to a new…

Chicago Tribune

How single-family lending drives neighborhood inequality, Pritzker signs SAFE-T Act and more in your Chicago news roundup

Today’s update is a 5-minute read that will brief you on the day’s biggest stories.

Chicago Sun-Times

Single-family lending drives neighborhood disparities, new report finds

A report from the Urban Institute finds that the more Black residents who live in a Chicago neighborhood, the less investment the area saw compared with predominantly white neighborhoods.

Chicago Sun-Times

Knoxville's ingrained health inequality

Health inequalities run deep in Knoxville — and the health system and debt collectors perpetuate the inequality

Salon

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Tribune News Service

Jeff Bezos steps up 'flashy' giving while ex-wife quietly donates billions

Jeff Bezos' $100 million award to Dolly Parton is something of a puzzle to Phil Buchanan, president of the Center for Effective Philanthropy.

Tribune News Service

Knoxville’s Black community endured deeply rooted racism. Now there is medical debt

KNOXVILLE, Tenn. — When Dr. H.M. Green opened his new medical office building on East Vine Avenue in 1922, Black residents of this city on the Tennessee River could be seen only in the basement of Knoxville General Hospital. They were barred from the city’s other three medical centers.

WEKU

In Knoxville, the burden of medical debt reinforces a long history of segregation

Black communities in the U.S. suffer disproportionately from health care debt. The reasons go back to segregation and a history of racist policies that have limited Black wealth.

Tribune News Service

Black families fall further behind on homeownership

Some cities and states are trying to boost Black homeownership, which dropped to a 60-year low even before the economic turmoil wrought by the COVID-19 pandemic.

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Tribune News Service

Few places have more medical debt than Dallas-Fort Worth, but hospitals there are thriving

PROSPER, Texas — Almost everything about the opening of the 2019 Prosper High School Eagles’ football season was big.

WEKU

Some hospitals rake in high profits while their patients are loaded with medical debt

Across the U.S., many hospitals have become wealthy, even as their bills force patients to make gut-wrenching sacrifices. This pattern is especially stark for health care systems in Dallas-Fort Worth.

The Guardian - US

‘The kids are just happier’: could California’s universal school meal program start a trend?

Parents, teachers and anti-hunger advocates hail new free-meal system, saying it improves academic performance and wellbeing

Orlando Sentinel

Online mortgage marketplace deploys computer power to fight lending bias

Evan Leaphart of Miami is the founder of Kiddie Kredit, an app that helps kids understand credit scores and financial responsibility through chores. But when it came to buying his own house this year, Leaphart felt lost.

Los Angeles Times

Michael Hiltzik: With a noxious family leave proposal, GOP pretends it's still pro-women despite antiabortion laws

Having achieved its long-held goal of eviscerating women's reproductive health rights, the Republican Party is now hard at work pretending that it's about to enter a new era of pro-women and pro-family policy.

Roll Call

Insurers propose premium increases as subsidy cliff looms - Roll Call

The expiration of subsidies approved as part of a COVID-19 response package passed last year is expected to also drive up health care costs.

The Guardian - US

Conservatives claim canceling US student debt will be expensive. They’re wrong

If Joe Biden signed an executive order tomorrow, the government won’t pay out a dime – federal student loan debt is already included in the national debt

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