The Latest Breaking News from Transunion

UK credit scores: should you worry about a big shake-up?

Your rating is vital when taking on debt, but you could be in for a surprise as a big player changes its rules

The Guardian - UK · Sep 14

Your Credit App Says 740. The Lender Says 705. Which Score Is Right?

A credit app flashes a cheerful 740, then a lender pulls a 705, and suddenly the numbers look like they came from two completely different financial universes. The good news: neither number necessarily means something went wrong, and the lower score does not automatically mean the lender made a mistake.…

The Free Financial Advisor · Sep 8

Your Utility Bills Could Affect More Than Just Your Monthly Budget

A utility bill usually gets one job in the household budget: get paid. Electricity, gas, water, internet, and other essential services sit among the expenses that have to leave the bank account whether the month feels financially comfortable or not. But a utility bill can create consequences that reach far…

Budget and the Bees · Sep 6

How to Freeze Your Credit for Free After 60—and Why Every Retiree Should Do It

When you turn 60, you’re likely thinking about the latter half of your life and what it’ll look like. You’re entering the home stretch of...

Saving Advice · Jul 9

The Free Credit Freeze That Stops Identity Thieves Cold

Over one million cases of identity theft are reported every year, costing Americans tens of billions of dollars. In fact, one in five adults will...

Saving Advice · Jun 11

'They're Looking At Credit Karma': Woman Tells Car Salesman Her Credit Score Is 732. Then He Looks Up Her FICO Score

The way the finance guys in a recent TikTok clip talk about it, a potential car buyer’s Credit Karma score might as well be a bluff at a poker table. She says she’s sitting at 732 on Credit Karma. One salesman immediately starts negotiating downward. The other offers to bet…

Motor1 · May 12

Is Equifax Stock Underperforming the S&P 500?

Although Equifax has lagged the broader S&P 500 Index over the past year, Wall Street analysts remain moderately bullish, reflecting confidence in the company’s long-term growth potential.

Barchart · Mar 12

5 Times Freezing Your Credit Is Actually Worth It

Freeze first, panic never. A credit freeze sounds dramatic, almost like slamming a vault door shut. In reality, it stands as one of the simplest and most powerful tools available to protect financial life from identity theft. A credit freeze, also called a security freeze, restricts access to credit reports…

Clever Dude · Mar 6

What changes are the FCA making to credit score files and what does it mean for you?

Your file contains borrowing history and three major agencies carry details on how you handle money

The Independent UK · Mar 6

You may not know them, but they certainly know you: Inside the dangerous and shady business of data brokers

Even if you don't know data brokers, they almost certainly know you. With no nationwide U.S. privacy laws, experts warn there are often minimal safeguards against motivated people exploiting them for ill ends. Io Dodds reports

The Independent UK · Feb 22