Property-owning pensioners could get less public money A change to the nation's deeming rate from September will decrease the pension offered to seniors who own assets. AAP · Aug 19
If You Become Incapacitated, Who Can Access Your Bank Account? Most people know what happens to a bank account after its owner dies, or at least know that wills, beneficiaries, and estate rules come into... Saving Advice · Aug 19
The Biggest Tax Opportunities for Retirees Under the OBBBA — and How to Make the Most of Them OBBBA tax breaks can help you preserve more of what you've saved for retirement. Tax planning can ensure it keeps working for your family after you're gone. Kiplinger · Aug 19
Exclusive: Marjorie Taylor Greene Warns Social Security Will Go ‘Bankrupt’—But Wall Street CIO Backs Scott Bessent Amid 30-Year Yield Surge As the U.S. 30-year Treasury yield surged past 5.27%—reaching levels not seen since 2007—former Congresswoman Marjorie Taylor Greene voiced concerns over expanding national deficits, warning that Social Security will go “bankrupt in 2032.” However, prominent Wall Street figure Louis Navellier dismissed fiscal panic, backing U.S. Treasury Secretary Scott Bessent and… Benzinga · Aug 19
Marjorie Taylor Greene Rips 'Years of Foreign Wars' as US Debt Crosses $40 Trillion: 'Just Wait Until Social Security Goes Bankrupt' The U.S. national debt officially crossed $40 trillion on Tuesday, a milestone that arrived just as long-term Treasury yields climbed to their highest levels in more than two decades, adding to the mounting cost of financing America’s growing pile of borrowing. Benzinga · Aug 19
6 Expenses That Can Suddenly Cost More After One Spouse Dies Losing a spouse can transform a household budget in ways that aren’t immediately obvious. Some expenses disappear, but the mortgage, property taxes, utilities, insurance, and... Saving Advice · Aug 18
The Social Security Question Married Couples Should Answer Before Either Spouse Claims For married couples, deciding when to claim Social Security should rarely be treated as two completely separate decisions. One spouse may want benefits at 62... Saving Advice · Aug 18
The 4% Rule Isn’t a Retirement Law: 6 Reasons Your Withdrawal Rate May Need to Be Different The 4% rule sounds wonderfully simple: withdraw 4% of a retirement portfolio in the first year, then increase that dollar amount with inflation each year. But simplicity can become dangerous when a rule of thumb starts sounding like a commandment carved into a retirement-planning stone tablet. William Bengen’s original research… The Free Financial Advisor · Aug 18
3 Social Security Changes Senators Are Debating — And Which Could Happen First Social Security’s financial deadline is getting close enough that lawmakers can no longer treat reform as a problem for some distant Congress. The 2026 Social... Saving Advice · Aug 17
The 10-Year Retirement Countdown: What to Check When Retirement Stops Feeling Far Away Retirement can feel wonderfully vague when it sits 20 years away, but the mood changes when the calendar puts a decade between today and the last day at work. Ten years gives plenty of time to make meaningful improvements, but it also puts enough pressure on the plan to reveal… The Free Financial Advisor · Aug 17
Student Debt Could Take a Chunk Out of Older Americans’ Social Security — Sanders, Warren Back New Bill to Stop It Older Americans and borrowers with disabilities who default on federal student loans could get new protection from having their Social Security benefits garnished under legislation introduced Monday by Democratic lawmakers. Benzinga · Aug 17
Social Security's 2032 Deadline Is Getting Closer—Now One of Its Biggest House Advocates Is Gone Rep. John Larson (D-Conn.)’s loss in Connecticut’s 1st Congressional District Democratic primary could affect the political debate over Social Security as Congress faces a projected 2032 funding shortfall. Benzinga · Aug 17
Social Security payment dates 2026: Next checks arrive on August 19 and 26; see who gets paid Social Security payments continue through August 2026 for eligible beneficiaries. SSI recipients received their August payment early on July thirty-first. Retirement and SSDI payments are based on birth dates for most recipients. The 2026 benefits include a two point eight percent cost-of-living adjustment. Beneficiaries should wait three business days if… The Economic Times · Aug 17
The 5 Pillars of a Fulfilling Retirement (and They Don't Include Savings, Healthcare Costs or Social Security) While a solid financial plan tells you if you can afford to retire, a "second checklist" focused on purpose, relationships and well-being is also important. Kiplinger · Aug 16
Saving Advice · Aug 16 What Happens to Your Social Security Check When Your Spouse Dies? For a retired couple living on two Social Security checks, the death of a spouse can create an immediate financial shock on top of an...
Kiplinger · Aug 16 Hitting Your Retirement Number Is Not Your Cue to Retire: You Still Have This Question to Answer Hitting your savings goal is worth celebrating, but you're not done with retirement planning. Next, ask yourself how you'll keep more of what you saved.
Saving Advice · Aug 16 Should Retirees Still Keep an Emergency Fund? The Answer Changes After You Stop Working For most of your working life, emergency-fund advice probably sounded straightforward: keep enough cash available to survive a few months without a paycheck. Then you...
Saving Advice · Aug 16 Social Security Benefits Stop Growing at 70 — But These Retirement Decisions Don’t Waiting to claim Social Security can pay off, but there is a point when waiting longer stops helping. The Social Security Administration explains that retirement...
Kiplinger · Aug 15 Thrive in Your First Year of Retirement As a record number of Americans turn 65, staying flexible — in your finances and your plans — will be key to achieving your best post-work life.
Kiplinger · Aug 15 Why 65 Is the Most Dangerous Number in Your Retirement Plan Life expectancy has risen sharply since 65 was set as the age to stop working. You might need to support yourself for 30 years or more. Here's how to prepare.
The Free Financial Advisor · Aug 15 Federal Estate Tax vs. State Estate Tax: What Ordinary Families Need to Know Federal estate tax and state estate tax sound like two versions of the same financial headache, but they follow different rules and can affect different families. In 2026, the federal estate tax basic exclusion amount reaches $15 million for someone who dies during the year, which puts the federal tax…
The Free Financial Advisor · Aug 15 6 Reasons a $1 Million Retirement Portfolio Can Support Very Different Lifestyles A $1 million retirement portfolio can look wildly different from one household to another. For one retiree, it might support frequent travel, restaurant dinners, and a comfortable home, while another person with the same portfolio may spend carefully to preserve flexibility for future expenses.
Kiplinger · Aug 15 529 Plans Beat Trump Accounts for College Savings, But It Makes Sense to Have Both: Here's Why The government will put $1,000 into a Trump Account for eligible newborns. Take it, but remember that college savings will be better off in a 529 plan.
Fortune · Aug 14 Social Security is celebrating its 91st birthday. It won't live to 100, watchdog warns "Social Security won’t make it past age 97 as things currently stand," said the CRFB's Maya Macguineas. "At least not in its current form."
Saving Advice · Aug 14 The Social Security Rule Divorced Retirees Often Discover Too Late Divorce may end a marriage, but it doesn’t necessarily erase the Social Security benefits connected to an ex-spouse’s work history. In fact, some divorced retirees...