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A proposed crackdown on the buy now, pay later industry could fail to deliver desperately needed consumer protections, advocates fear.

The federal government will classify buy now, pay later options as credit products, as part of sweeping changes to protect both consumers and the industry. Here's what it means in practice.

Buy now, pay later services, including Afterpay and Zip Pay, will be regulated under the Credit Act and required to obtain an Australian Credit Licence under proposed changes by the federal government.

After adding a few too many items to your online shopping cart, you head over to the payment page to check out. Alongside the usual credit card and PayPal payment fields, you see an enticing new option. A colourful button offers to allow you to spread your payment over several…

Klarna, a pioneering fintech startup, seeks a rebound after a year marked by layoffs and a plummeting valuation.

With inflation squeezing budgets, more consumers are turning to instant credit apps to make ends meet.

If you've found yourself sinking in debt-filled quicksand, find out what you can do to help drag yourself out.

A worrying picture is emerging for Tasmanians struggling with cost of living increases, with many young women and family violence survivors using 'by now, pay later' services for essentials like food and groceries.

Starting this week, Apple is rolling out its version of "buy now, pay later."