
Reports of American consumers’ inability to pay their bills—or their waning interest in shopping—are greatly exaggerated.
That’s according to one CEO with a sizable stake in the matter: Max Levchin, cofounder and chief executive of Affirm, the publicly held fintech company and reigning champ of the buy now, pay later space. “We’re still growing really well,” Levchin recently told Fortune in an interview. “People are paying our bills well on time.”