The Latest Breaking News on Personal Finance

The Retirement Tax Break Couples Keep Missing Before The 15 April Deadline

Learn how spousal IRAs can significantly boost your retirement savings by allowing contributions for non-working spouses. Don't miss out on this tax-advantaged opportunity.

International Business Times UK · Mar 13

The Secret to Reducing Lifetime Taxes for Retirees in the 2% Club, From a Financial Planner

Retirees with a pension and significant savings can use this strategy to lower taxes, avoid penalties like IRMAA and gain more control over retirement income.

Kiplinger · Mar 13

Hitting Tax Deadlines Is Smart, and Year-Round Tax Planning Is Even Smarter

Meeting tax deadlines is crucial, but good year-round habits — including making use of workplace benefits — can help lower your tax bill and your stress levels.

Kiplinger · Mar 13

Social Security Surprise: Why Some Retirees Are Seeing Smaller Net Payments

You opened your first Social Security statement of 2026 expecting a boost from the recent cost-of-living adjustment. Instead, you likely noticed that your net take-home pay is lower than last year. It feels like a bait-and-switch when the government promises a raise that never arrives. This isn’t a mistake in…

Budget and the Bees · Mar 12

Think You Need $2 Million to Retire? Think Again (It’s Much Lower)

A massive retirement number floats around like a financial urban legend. Two million dollars. The figure sounds impressive, intimidating, and just slightly terrifying to anyone staring at a modest savings account. Headlines, social media posts, and cocktail-party financial advice love that number because it grabs attention. Unfortunately, it also convinces…

The Free Financial Advisor · Mar 12

The Anti-Waste Grocery Strategy That Also Saves Money (No Coupons Required)

Most people think that saving money on groceries requires hours of clipping coupons or scrolling through digital apps. While those methods can help, the absolute fastest way to lower your food bill is to stop throwing away the food you have already purchased. Food waste is a silent killer of…

Grocery Coupon Guide · Mar 12

8 Reasons Your Social Security Deposit Can Shrink Even After a Raise

Many retirees look forward to the annual Social Security cost-of-living adjustment (COLA). After all, the increase is meant to help benefits keep up with inflation...

Saving Advice · Mar 12

We're Retired with $1.5 Million, but My Wife Won’t Stop Shopping. Am I Being Cheap, or Are We Going Broke?

We asked wealth planners how to protect a nest egg when one spouse is a spendthrift.

Kiplinger · Mar 12

Longevity Disrupts Asset Allocation Rules: Here's How to Think About the Right Stock-Bond Split for You

Using age to determine your stock-bond mix is the default for retirement investing. But now retirement can last 30 years or more, it's time to rethink the rules.

Kiplinger · Mar 12

New Retirement Rules in 2026 — What They Mean for Your Money

Discover the key changes in retirement planning for 2026, including higher contribution limits, new tax deductions, and rising healthcare costs. Learn how these shifts impact your financial future and explore strategies to optimize your retirement savings and manage expenses effectively.

International Business Times UK · Mar 11