The Latest Breaking News on Personal Finance

Is It Time to Rethink the Bond Allocation in Your Portfolio?

Investors might want to add "buffered" strategies like registered index-linked annuities (RILAs) to their investing toolkit to balance downside risk.

Kiplinger · Aug 27

31-Year-Old Saves for 5 Years to Buy a Home, Still Ends Up $50K Short: 'The Target Keeps Moving'

A 31-year-old American woman was misled about her house deposit requirements—discover what UK lenders actually demand from first-time buyers.

International Business Times UK · Aug 27

The New Rules of Smart Shopping as Supermarket Inflation Stabilizes Around Three Percent

For several years, walking down the supermarket aisle felt like navigating an unpredictable financial minefield. Double-digit price hikes on everyday essentials left shoppers bracing for sticker shock every time they reached the checkout counter. Fortunately, recent economic reports from the Bureau of Labor Statistics show that grocery inflation has finally…

Grocery Coupon Guide · Aug 27

Can You Have Too Much Money in Savings? Here’s When Cash Starts Working Against You

Watching a savings balance climb usually feels like financial progress, and in many cases it is. Cash provides stability, pays unexpected bills without debt, and...

Saving Advice · Aug 26

How to know if you are 401(k) rich or poor

Making 401(k) withdrawals is allowed by the IRS but dipping into retirement savings for emergencies is a bad sign

The Independent UK · Aug 26

No more UK energy bills support likely before price cap rise

Andy Burnham stops short of pledging further help as gas and electricity prices due to increase by 4% in October

The Guardian - UK · Aug 26

Canadians could get up to $1,507.65 from Canada Pension Plan (CPP) and $827.17 from Old Age Security deposits (OAS) this week: Check payment date, eligibility and more

Canadians could receive their next CPP and OAS payments on August 27, 2026, with eligible seniors potentially receiving up to $1,507.65 in CPP and $827.17 in OAS. This year, Canadians saw their CPP and OAS payments increase. Here's who qualifies, how payments are calculated and what recipients should know before…

The Economic Times · Aug 26

8 Things Parents Should Stop Buying Once Their Kids Are Old Enough to Earn Money

Watching your child earn a first paycheck is exciting, but it also creates a question many families avoid: What should parents stop paying for? Financial independence for young adults rarely happens overnight, especially with today’s high living costs, yet earning money provides an opportunity to practice managing it. A 2025…

Kids Ain't Cheap · Aug 26

Why a Roth Conversion Is Wrong for Most People But Often Right for Pension Holders

Retirees with pensions and large tax-deferred accounts often find themselves pushed into permanently higher tax brackets. Here's what you can do about that.

Kiplinger · Aug 26

Is Your Emergency Fund Too Big? At Some Point, Safety Has a Price

An emergency fund should make financial surprises less terrifying, but there comes a point when piling more money into cash stops adding much protection and starts creating an opportunity cost. A giant savings balance can feel wonderfully comforting, especially after years of watching unexpected bills ambush otherwise sensible budgets. But…

The Free Financial Advisor · Aug 26