What I’ve done right with my portfolio Were these investing wins luck or skill The Independent UK · Sep 9, 2025
10 Portfolio Rebalancing Mistakes Investors Keep Repeating Portfolio rebalancing is one of the most important disciplines in investing. It helps keep risk in check, ensures diversification, and aligns investments with goals. Yet... Saving Advice · Sep 8, 2025
5 Dividend “Rules” That Don’t Hold Up in 2025 Dividend investing is a classic retirement strategy, promising steady income and stability. But in 2025, some long-held “rules” about dividends don’t match reality. Interest rate... Saving Advice · Sep 8, 2025
Could Your “Diversified” Portfolio Be 80% the Same Asset Class? Diversification is the golden rule of investing, but many investors only think they’re diversified. In reality, portfolios often tilt heavily toward a single asset class—usually... Saving Advice · Sep 8, 2025
6 Frugal Habits That Save Thousands Without Feeling Deprived Frugality often gets a bad reputation for being restrictive or joyless. But true frugal habits aren’t about cutting everything out—they’re about spending smarter. Retirees and... Saving Advice · Sep 8, 2025
8 Sinking-Fund Categories People Overlook—Until a Crisis Hits A sinking fund is like an emergency fund’s proactive cousin—it’s money you set aside for predictable but irregular expenses. While many people save for vacations... Saving Advice · Sep 8, 2025
4 Coupons That Actually Make You Spend Too Much Money A coupon feels like a free ticket to save money. However, retailers design many coupons with a specific psychological goal in mind. They want to make you spend more money than you originally intended. These clever promotions are not about giving you a simple discount. They are a powerful tool… Grocery Coupon Guide · Sep 8, 2025
Inflation Has People Swapping 'Middle-Class Hacks' To Save Money. The Surprising Part? Cooking Is Considered One Of Them As rising prices eat into paychecks, Reddit users are turning to simple but powerful strategies to keep their budgets under control. In a recent post on r/Frugal titled, “What's a middle-class hack that still saves you money today?”, hundreds chimed in with the kind of everyday tips that can result… Benzinga · Sep 8, 2025
5 Financial Nightmares That Start With Cosigning a Loan Cosigning a loan can seem like a simple favor for a friend or family member. You want to help them qualify for a car, apartment, or student loan, and your good credit can open doors. But cosigning a loan is no small gesture. When you put your name on that… The Free Financial Advisor · Sep 8, 2025
Eurostar sale 2025: Get £35 seats to Paris, Amsterdam and more Whether you’re after a romantic getaway or a trip to the Christmas markets, here’s how you can save The Independent UK · Sep 8, 2025
Pre-Planning for Black Friday Purchases My husband and I sometimes joke that I missed my calling – with as much as I love crunching numbers, I would’ve been a great accountant or financial planner! Blogging Away Debt · Sep 8, 2025
What Happens When Taxes Change After You Retire Retirement is an exciting milestone, but it doesn’t mean you’re done dealing with taxes. In fact, tax laws can shift after you leave the workforce, and those changes can directly impact your retirement income. Understanding what happens when taxes change after you retire is essential for protecting your nest egg… The Free Financial Advisor · Sep 8, 2025
9 Lesser-Known Risks of Relying on Gig Work The rise of gig work has changed how many people earn a living. Flexible hours and the freedom to choose projects are appealing, but there are pitfalls that go beyond the usual conversations about taxes or inconsistent income. As more people consider gig work for either supplemental or primary income,… The Free Financial Advisor · Sep 8, 2025
A Financial Planner's Top Five Items to Prioritize When Your Spouse Is Ill During tough times, it's easy to overlook important financial details, but you'll be so much better off if you take care of these things right now. Kiplinger · Sep 8, 2025
The Guardian - UK · Sep 8, 2025 ‘It more than halved my rent’: students on their best money-saving tips From using cash on nights out to making use of societies, six current and recent students suggest ways to save money at university
Saving Advice · Sep 8, 2025 The Top 5 Items That Are A Complete Waste of Money Today, inflation is on nearly everyone’s minds. It’s affecting the budgets of households of all sizes, leaving many wondering if there is anything they can...
Evening Standard · Sep 7, 2025 Holidays ‘top spending priority’ for households, survey finds Spending on going away was put ahead of home renovations and clothes spending in a survey of people’s top priorities.
Benzinga · Sep 7, 2025 Dave Ramsey Fans Are Ditching Traditional Savings For These Emergency Fund Strategies—And One Could Beat Inflation Financial experts have long preached the gospel of keeping emergency funds in traditional savings accounts for maximum liquidity and safety. But a heated discussion among Dave Ramsey followers reveals that many Americans are abandoning this conventional wisdom, opting instead for strategies that balance immediate access with protection against inflation’s erosive…
Saving Advice · Sep 7, 2025 10 Envelope-System Tweaks That Survive Inflation The envelope system has been a classic budgeting method for decades. Cash goes into labeled envelopes for each spending category, helping people control expenses. But...
Saving Advice · Sep 7, 2025 Why Your No-Spend Challenge Fails After Day 10—And How to Fix It No-spend challenges are everywhere online, promising to boost savings by cutting non-essential purchases. But many people find themselves slipping after just 10 days. What starts...
Benzinga · Sep 7, 2025 401(k)-Created Millionaires Reached Another Record High — IRA Contributions Rise For Gen X And Boomers If clients are asking about their retirement accounts, here's some good news you can share with them.
Saving Advice · Sep 7, 2025 8 Things You Should NEVER Tell Your Adult Kids About Your Bank Accounts Parents want to trust their children, but when it comes to money, some details are best kept private. Sharing too much about your bank accounts...
The Free Financial Advisor · Sep 7, 2025 What Happens When Retirement Plans Ignore Healthcare Costs When most people create a retirement plan, they focus on things like savings accounts, Social Security, and maybe even travel dreams. But there’s a crucial factor that often gets overlooked: healthcare costs. Ignoring this piece can have serious consequences for your financial security in retirement. Medical expenses tend to rise…
Saving Advice · Sep 7, 2025 9 High-Yield Savings Traps That Shrink Your APY Without Warning High-yield savings accounts (HYSAs) are marketed as safe havens with better interest than traditional accounts. But retirees and savers often overlook the fine print that...
Saving Advice · Sep 7, 2025 7 Zero-Based Budget Moves That Free Up Real Cash This Month Zero-based budgeting has been around for decades, but it’s making a comeback as inflation squeezes households. The idea is simple: assign every dollar a job,...