The Latest Breaking News on Personal Finance

8 Cruel Truths About Debt That Nobody Wants to Hear Loudly

Debt is a topic most people prefer to avoid, yet it affects millions of households every day. Facing the realities of debt can be uncomfortable, but ignoring them only makes things worse. Understanding the true impact of debt is key to breaking free from its grip and building a healthier…

The Free Financial Advisor · Oct 19, 2025

I Have to Take a $22,000 RMD by the End of the Year and I Don't Need the Money. What Should I Do With It?

We ask financial experts for advice.

Kiplinger · Oct 19, 2025

I'm a Financial Planner: If You're Within 10 Years of Retiring, Do This Today

Don't want to run out of money in retirement? You need a retirement plan that accounts for income, market risk, taxes and more. Don't regret putting it off.

Kiplinger · Oct 19, 2025

6 Investment Decisions Women Wish They Made Earlier

Making wise investment decisions early on can shape a woman’s financial future. Many women look back and wish they had started investing sooner or chosen different strategies. The reality is, life gets busy—between careers, family, and personal goals, it’s easy to put off financial planning. Yet, time in the market…

Budget and the Bees · Oct 18, 2025

The True Lifetime Cost of Being a Stay-at-Home Parent (It’s More Than You Think)

Choosing to become a stay-at-home parent is a deeply personal decision. Many families weigh the benefits of being present for their children against the financial realities. But the true lifetime cost of being a stay-at-home parent goes far beyond lost salary. It affects your retirement savings, career growth, and even…

The Free Financial Advisor · Oct 18, 2025

To Unwrap a Budget-Friendly Holiday, Consider These Smart Moves From a Financial Professional

You can avoid a 'holiday hangover' of debt by setting a realistic budget, making a detailed list, considering alternative gifts, starting to save now and more.

Kiplinger · Oct 18, 2025

Can You Get Social Security If You Never Paid Enough Credits? Rules & Exceptions

Social Security is a cornerstone of retirement income, but not everyone automatically qualifies. To receive benefits, you typically need a minimum number of “work credits,”...

Saving Advice · Oct 17, 2025

Should You Take Lump Sum Pension or Monthly Annuities? The Trade-Offs

When it’s time to retire, one of the biggest financial decisions you’ll face is whether to take your pension as a lump sum or as...

Saving Advice · Oct 17, 2025

13 Startling Facts About The True Cost of Delaying Investment

Most people know investing is important, but many still put it off. Life gets busy, and it’s easy to believe you’ll start “next year” or “when things settle down.” But waiting has a price tag that isn’t always obvious. The true cost of delaying investment often sneaks up on you,…

The Free Financial Advisor · Oct 17, 2025

Amid political uncertainty, French households are saving at near-record levels

French households are saving at near-record levels, putting aside nearly 19 percent of their income since the start of the year. While the country has historically had a high savings rate, the increase reveals unease about the future and growing uncertainty around France's social safety net.

Radio France Internationale · Oct 17, 2025