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The Latest Breaking News from GOBankingRates

I Asked Gemini What Retirees Invest In Most — Here’s the 4-Point List

From bonds and dividend stocks to cash and inflation hedges, here’s how Gemini says retirees typically structure their portfolios for income and stability.

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The 5 Best Real Estate Markets for Aspiring Snowbirds

From Florida to Arizona, these snowbird cities offer warm winters, reasonable home prices and lower costs for retirees. Find out where to go for winter.

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3 Roadblocks To Avoid When Scaling Your Side Gig in 2026

Are you trying to grow a side gig in 2026? Experts warn these three common mistakes can stall your income, limit growth and put your business at risk.

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I Asked a Retirement Expert What New Retirees Ages 62-67 Underestimate Most: Here’s What He Said

From Social Security timing to healthcare costs and spending habits, these early retirement blind spots can quietly derail long‑term financial security.

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I’m a Mechanic: How You Can Tell If a Mechanic Is Overcharging You

Mechanic Chris Pyle explained how to spot overcharging at repair shops. Learn labor rates, parts warranties and more to avoid getting ripped off on car repairs.

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Here’s the Minimum You Should Spend at Sam’s Club To Make Membership Worth It

You can determine whether a membership is worth it by comparing the annual membership fee to the total savings you expect to earn over the year.

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Rising Oil Prices Could Erase Your Tax Refund Gains

Many Americans hoping to receive a number of tax advantages from the passage of the OBBBA in 2025 may see those gains disappear if oil prices continue to climb.

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The Bills You’re Probably Paying Twice Without Realizing It

Some households are unknowingly paying for the same service twice. These sneaky overlaps can drain hundreds of dollars from a budget each year.

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How Much Is Oprah Winfrey’s Social Security Check?

Here is how her benefit would be calculated, based on current Social Security rules.

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Tax Pros Warn of 4 Common Strategies That Can Trigger Costly Mistakes

Several tax experts warn about some filing strategies -- from poor records to missed credits -- that can lead to some costly tax mistakes. Find out more.

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I’m a Retiree: Here’s How I Spend My $2,785 Monthly Income

Early retirement on Social Security and rental income. See how one retiree budgets under $3,000 a month without tapping his 401(k). Find out more now.

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America’s 10 Hottest Markets for $10M-Plus Homes, Ranked

The market for $10 million-plus homes is growing. Take a deeper look at the 10 housing markets where the most $10 million-plus homes were sold in 2025.

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I Asked ChatGPT How To Reduce Fixed Expenses — Not Just ‘Skip Lattes’ Advice

I asked ChatGPT to analyze how to meaningfully reduce fixed costs without giving a pat answer like cutting a single discretionary expense.

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5 Household Staples at Dollar Tree That Still Beat Warehouse Prices

Here are five household staples at Dollar Tree where the prices stand mighty against warehouses like Costco and Sam's Club.

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5 Wealth-Building Lessons Financial Advisors Wish Everyone Learned Earlier

Advisors share lessons for growing wealth sooner, including tracking spending, investing early, and making financial literacy a family value.

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4 Reasons Your Next Old Navy Visit Could Cost More

The next time you're shopping at Old Navy or any retailer, you might notice prices a little higher.

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Trump Says Banks Are Threatening Crypto: 2 Things Investors Need To Know

Trump says major banks are threatening crypto legislation, like the Genius and Clarity Acts. Find out what it could mean for stablecoins and investors.

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I’m a Financial Advisor: The No. 1 Thing Middle-Class Americans Should Do With Their Tax Refund

Some may get a larger tax refund in 2026, but regardless of your refund's size, the question is this: What should you do with it? Read on to find out.

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How To Maximize Your Social Security Benefits Without Extra Work

Learn about how timing, tax planning and more can impact Social Security income. Find out more about how to maximize Social Security without extra work.

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Accountant Warning: New Tax Breaks on Tips, Overtime, Car Loans Aren’t as Simple as Promised

New tax breaks for tips, overtime pay and car loans come with strict limits that could leave many Americans out this tax season.

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Keeping Your Car Longer Can Put $5,557 Extra in the Bank Each Year

Drivers intuitively get it: driving your car longer saves you money, compared to swapping out your car for the latest model every few years.

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10 Costco Items Smart Seniors Should Stock Up On for Spring 2026

Smart seniors can save big at Costco this spring. These seasonal essentials offer strong value, convenience and savings worth stocking up on in 2026.

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I Asked ChatGPT the Smartest Ways Retirees Can Cut Grocery Bills — Here’s What It Suggested

Living on a fixed income? These ChatGPT-backed tips help retirees save on groceries as food prices rise without extreme couponing or sacrificing nutrition.

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5 Kitchen Items at Target That Can Save You Hundreds a Year

Save on groceries, reduce waste and cut takeout costs with these affordable kitchen items from Target that help U.S. households stretch their food budgets.

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4 Themes of Trump’s First Year of His Second Term — And What They Meant for Your Money

Here are four overriding financial themes from President Donald Trump's first year back in office and what they mean for many Americans.

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