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Kiplinger
Kiplinger
Business
Maurie Backman

Your Estate Plan Needs an Advance Directive for Dementia

Close-up of a man holding an elderly woman's hands.

If estate planning isn't a grim enough subject, adding an advance directive for dementia to your plan is doubly unpleasant. But an hour or so of your time now could ensure your loved ones know how you would want to be cared for if you develop dementia or Alzheimer's.

As of 2022, almost 10% of U.S. adults aged 65 and over were found to have a form of dementia, reports Columbia University. And among people in their 90s, the rate of dementia rose to 35%. Symptoms like memory loss, personality changes, and in some cases, trouble speaking, make guiding your medical care after diagnosis especially challenging.

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