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Raising kids is expensive, but sometimes the most painful costs aren’t the ones we plan for—they’re the result of financial decisions we didn’t think through. From baby gear overload to ignoring insurance, there are countless parenting planning mistakes that wipe out savings before you even realize the damage. Most parents want to provide the best for their children, but that desire can lead to choices that drain hard-earned money instead of protecting it. The good news? These mistakes are avoidable with a bit of awareness, smarter habits, and long-term thinking. Let’s take a look at where families often go wrong—and how to avoid falling into the same traps.
