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Latin Times
Latin Times
Politics
Azucena Salazar

Which Benefits Can Count Against a Green Card Application? Plain-English Guide to the New Public Charge Rules

BOSTON, MA - FEBRUARY 08: A woman brings paperwork covered by an American flag to immigration officials following a Naturalization Oath Ceremony at the John F. Kennedy Presidential Library and Museum on February 8, 2023 in Boston, Massachusetts. (Credit: Photo by Scott Eisen/Getty Images)

The Trump administration's new public charge rule for green card applicants has been in force since Sept. 18, and no court has paused it, even though New York and more than 20 other states, plus D.C., sued to have it thrown out.

The timing matters for families: food, health or housing aid received from that date forward can now be weighed when an immigrant applies for permanent residency.

What the States Want a Judge to Do

Attorneys general filed suit on Sept. 14 in the U.S. District Court for the Southern District of New York. New York Attorney General Letitia James leads a coalition of 21 other states and D.C., with Pennsylvania joining through its governor. They argue DHS acted arbitrarily and beyond its statutory authority under the Administrative Procedure Act, and they want the rule declared unlawful and vacated.

A separate lawsuit from cities and counties, including Chicago, San Francisco and Seattle, is led by New York City. Mayor Zohran Mamdani said the rule would frighten even families who remain fully eligible for aid.

DHS projects that people leaving programs or never enrolling would cut federal Medicaid and CHIP payments to states by about $4.05 billion a year, and federal SNAP payments by about $1.02 billion, according to the Massachusetts attorney general's summary of the lawsuit.

Behind those dollars, DHS expects more than 600,000 Medicaid enrollees and about 60,000 CHIP enrollees to disenroll or skip signing up, KFF reports. KFF's own scenarios run far higher, at 1.4 million to 4.1 million disenrollments.

What Counts, and When

The 2022 framework looked only at cash aid and long-term institutional care. The new approach lets officers weigh any "means-tested" benefit. USCIS has not issued a closed list, so the table below follows CLINIC's summary of the agency's guidance.

Benefit Received before Sept. 18 Received on or after Sept. 18
SSI, TANF, state cash assistance Counts Counts
Medicaid-funded long-term institutional care Counts Counts
SNAP, Medicaid, housing aid, other income-based programs Not counted May be counted
Social Security retirement or disability, Medicare, unemployment insurance Not counted Not counted

Three Details That Change the Picture

  • Applying counts. Requesting a benefit, or being approved for one, can be weighed even if no money was ever collected. Proof that someone withdrew or disenrolled is weighed too.
  • Children's benefits. USCIS says it will not automatically pin a U.S.-citizen child's benefits on a parent, though officers may look at household income. The states' complaint reads the rule more broadly, arguing it can reach benefits legally used by family members.
  • No automatic denial. Aid is one factor among several, alongside age, health, family size, finances, education and skills.

Nothing Is Frozen, and Other Rules Shifted Too

Advocates often expect litigation to stall a rule like this one. It has not so far. Courts did issue injunctions against the first Trump administration's version in 2019, but the Supreme Court stayed those orders and that rule began operating in February 2020, per a tracker of the litigation. It was ultimately dropped in 2021 after courts ruled against it.

Other changes arrived alongside the rule, according to CLINIC:

  • Applicants must use a new Form I-485 that asks whether they have "ever" received a means-tested benefit.
  • Officers can scrutinize a sponsor's benefit use and any fee waivers.
  • Applicants may be invited to post a public charge bond starting at $1,000.

Aid received before Sept. 18 remains under the older standard, and applications filed before that date are judged under the 2022 rules. Anyone with a green card application pending or planned should consult an accredited representative or immigration attorney before giving up a benefit, because dropping coverage can carry its own costs, especially for citizen children. The guidance applies to filings with USCIS, while consular processing follows separate rules.

What to Watch Next

The states have not yet won a ruling, and I found no reported hearing date. An order pausing or vacating the rule would change which benefits are safe to use. Until then, the prudent assumption is that the rule applies.

Legal information only, not legal advice.

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