I doubt that there will be many people shedding a tear over the end of 2022. The endless bad news, rising prices and general, all-round grimness really took the edge off what should have been our first full year celebrating after two years locked down indoors.
Believe it or not, there are reasons to remain optimistic about the year ahead. It’s a good time for savers, there is some new help available for people struggling with the cost-of-living crisis and (whisper it) some of my economist colleagues are predicting that inflation rates and energy prices might even peak and start to go down later in the year.
But first, we’ve got to get through January.