
Money is a topic that never goes out of style, but how we think about it changes every generation. Millennials, often labeled as avocado-toast lovers and side-hustle enthusiasts, have a unique approach to personal finance that sets them apart from Gen X. While Gen Xers grew up with different economic realities, millennials have adapted to a rapidly changing world, redefining what it means to be financially savvy. If you’re a Gen Xer wondering what you might be missing—or a millennial looking to validate your money moves—this article is for you. Let’s break down the key things millennials understand about money that Gen X still doesn’t, and see what practical lessons everyone can take away.