What Are Wall Street Analysts' Target Price for Synchrony Financial Stock?

Stamford, Connecticut-based Synchrony Financial (SYF) is a premier consumer financial services company delivering one of the industry's most complete digitally-enabled product suites. Valued at $20.5 billion by market cap, the company provides a range of credit products such as credit cards, commercial credit products, and consumer installment loans through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, and more.

Shares of this consumer credit company have outperformed the broader market over the past year. SYF has gained 21.6% over this time frame, while the broader S&P 500 Index ($SPX) has rallied nearly 9.2%. However, in 2025, SYF stock is down 14.7%, compared to SPX’s 3.7% decline on a YTD basis.