Unfair method of splitting pensions can add to the pain of divorce

‘A fundamental flaw in the legal process compounds unfairness and is both unnecessary and easily rectified.’ Photograph: Kobus Louw/Getty

Your article on the impact of the escalating cost of living on divorce settlements (Unhappy couples staying put due to cost of living crisis, say divorce lawyers, 23 September) provides a timely reminder of the financial inequities facing many separating couples.

As a pensions expert, I have regularly encountered a particular imbalance in the splitting of pension assets on divorce. Although the last Labour government enabled pension savings to be taken into account in divorce settlements, there remains, 25 years on, an inherent unfairness in the way many such arrangements are implemented.