1. Check your state pension record
In order to qualify for a full new state pension, which is £203.85 a week (£10,600 a year), you typically need to have a 35-year history of paying national insurance (NI) contributions. People who have breaks in their employment record may not qualify for the full amount. You can check your state pension forecast online to find out if you have gaps to fill. This should boost your future retirement income.