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The Guardian - UK
The Guardian - UK
Business
Miles Brignall, Samuel Gibbs, Sandra Haurant, Rupert Jones, Sarah Marsh and Hilary Osborne

UK pensions and tax: seven steps to make the most of your money in 2024

Money Hacks Binoculars WEB Jamie Wignall copy
Pensions Illustration: Jamie Wignall/The Guardian

1. Check your state pension record

In order to qualify for a full new state pension, which is £203.85 a week (£10,600 a year), you typically need to have a 35-year history of paying national insurance (NI) contributions. People who have breaks in their employment record may not qualify for the full amount. You can check your state pension forecast online to find out if you have gaps to fill. This should boost your future retirement income.

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