Two in five buy now, pay later shoppers borrow funds to clear the debt

The survey involved 2,288 people in the UK who had used BNPL in the previous 12 months. Photograph: Alamy

More than two in five recent buy now, pay later (BNPL) shoppers relied on credit cards or other forms of borrowing to pay off what they owed, the charity Citizens Advice has said.

It said the figures showed that shoppers are “piling borrowing on top of borrowing” and underlined the urgent need for BNPL to be regulated.