Justices Ahsanuddin Amanullah and R Mahadevan of the Supreme Court of India in a recent interim judgement has told that from October 27, 2026 all train tickets sold either online via IRCTC or offline via rail counters would mandatorily provide travel insurance coverage to passengers. The premium for this travel insurance policy which is issued for online ticket holders on optional basis is 45 paise per passenger inclusive of taxes with effect from February 17, 2024.
However, now with this Supreme Court order, all passengers (online and offline both) will mandatorily get travel insurance coverage. Now it needs to be seen how does the Railway Board implements it since the Supreme Court in its order said that the Railway Board would be held directly responsible for any failure to implement this order, as per Indian Express report.