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The solve for America's aging crisis: Universal Basic Investment

America faces an aging crisis: We have too few young people supporting too many older people — at the very moment Social Security, our national retirement program, nears insolvency.

  • To make matters worse, young people are increasingly scared to have kids — in part because they fear AI will make finding and keeping a job harder.
  • The data: The U.S. fertility rate has hit a record low of about 1.6 births per woman — far below the replacement rate needed to keep our safety nets stable.

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